Polygon has added TRON support to its Open Money Stack (OMS), allowing businesses to process stablecoin payments across fiat accounts, digital wallets, and multiple blockchains through a single integration.
- Polygon has integrated TRON into Open Money Stack, allowing businesses to manage USDT deposits, wallet services, cross chain transfers, and fiat payouts through one system.
- Businesses can accept payments through banks, cards, cash, or cryptocurrencies and convert funds into TRC20 USDT before transferring or withdrawing them.
- Polygon Trails enables businesses to route USDT between TRON and supported EVM networks, including conversions into USDC, without customers directly using blockchain bridges.
- TRON currently holds more than $94 billion in circulating USDT, accounting for over half of Tether’s supply across supported blockchain networks.
According to Polygon’s announcement, the integration supports the complete payment process for businesses operating on TRON, from accepting customer deposits and converting fiat into USDT to transferring funds across networks and paying recipients through banks, cards, or cash pickup services.
The service supports TRC-20 USDT, allowing companies to retain TRON as their primary payment network while accessing Polygon’s wallet infrastructure, cross-chain routing, and fiat conversion services.
Businesses can accept payments through bank transfers, cards, cash, or cryptocurrencies. Funds can then be held in custodial or embedded wallets, transferred to supported blockchains, or converted into fiat for withdrawals.
Polygon said the integration targets fintech companies, remittance providers, exchanges, and gig economy platforms whose customers already use TRON for USDT transactions.
Polygon Open Money Stack connects TRON to fiat payment services
Under the new integration, businesses can assign customers permanent TRON deposit addresses that remain valid for multiple transactions.
When USDT arrives at an assigned address, OMS identifies the customer, records the deposit, and makes the balance available for subsequent payments or transfers.
Companies can use the same address for recurring deposits without generating a new wallet address for each transaction or developing a separate system to match incoming payments with customer accounts.
Wallet management is available through two custody models.
For custodial wallets, licensed custodians manage private keys while applicable identity verification, screening, and transaction monitoring procedures are incorporated into the payment process.
Embedded wallets give users control over their private keys and support familiar authentication methods, removing the need for browser extensions or seed phrase prompts during onboarding.
Businesses can select individual services or use the entire payment system through one integration. Existing wallet providers, compliance services, and accounting systems can remain in place where companies prefer to retain them.
Polygon’s payment infrastructure has undergone several changes this year. In July, PayPal’s PYUSD stablecoin became natively available on Polygon through OMS, giving businesses access to payment, compliance, and fiat conversion services.
The integration supported businesses seeking to use PYUSD for cross-border payments and settlement, following PayPal’s expansion of its stablecoin services earlier in 2026.
Polygon Trails handles USDT transfers between TRON and other chains
Cross-chain payments are handled through Polygon Trails, which routes USDT and other supported digital assets between TRON and Ethereum Virtual Machine compatible networks.
The service allows a business to receive USDT on TRON and deliver USDC to a recipient using Ethereum or another supported chain.
Polygon said the routing and conversion can be completed within a single transaction, without requiring customers to interact directly with a blockchain bridge.
For example, a remittance company could receive USDT from a customer using TRON, route the payment through the supported infrastructure, and deliver the funds to a recipient in another cryptocurrency or through a local fiat payout service.
Payment instructions can be programmed to determine when funds move and where they are delivered.
Customers receiving money through the service can convert USDT into fiat and withdraw it to bank accounts, cards, or supported cash pickup locations.
The announcement identifies the Philippines, Mexico, Argentina, and Nigeria as markets where remittance businesses and fintech platforms could use the integration.
Gig economy platforms are another intended customer group. Workers who receive USDT from exchanges can use recurring deposit addresses, while businesses manage the payment and withdrawal process through OMS.
TRON holds more than $94 billion in circulating USDT
Polygon cited TRON’s existing stablecoin activity as a key reason for bringing the network into OMS.
According to the company’s announcement, TRON currently holds more than $94 billion in circulating USDT, representing over half of Tether’s supply across supported blockchains.
The network has maintained a large share of stablecoin transfers, particularly among customers using USDT for remittances, exchange withdrawals, and international payments.
In August, TRON’s second quarter figures showed that the blockchain processed $2.1 trillion in USDT transfers during the second quarter of 2026, according to Messari.
USDT supply stood at $87.9 billion at the end of June, accounting for 98.5% of all stablecoins circulating on TRON. Average daily USDT transfer volume reached $22.8 billion, up 4.3% from the previous quarter.
Meanwhile, Polygon has been developing its payment infrastructure through acquisitions and integrations.
In January, the company announced deals worth approximately $250 million to acquire Coinme and wallet infrastructure provider Sequence, bringing regulated fiat services and cross-chain wallet technology into its payments business.
Polygon Labs subsequently restructured its workforce in July as it worked to integrate Coinme. CEO Marc Boiron said the company was working toward profitability by 2027, with its business increasingly focused on blockchain payment services.
The Open Money Stack has since been used for transactions involving both digital assets and traditional banking services.
In September, Polygon co-founder Sandeep Nailwal launched a crypto donation service supporting Nepal’s disaster relief efforts.
The initiative used OMS for cryptocurrency routing and conversion, with Coinme and Cross River Bank supporting the payment process. Blockchain for Impact pledged $100,000, while the service allowed donors to contribute USDC before funds were converted into Nepalese rupees.
Polygon plans support for more blockchain networks
Following the TRON integration, Polygon said it intends to bring OMS to more blockchains where businesses and customers already transact.
The company has not provided a timetable or identified the next networks scheduled for integration.
OMS will continue to operate as a modular service, allowing businesses to retain their existing wallets, compliance providers, or internal ledgers while selecting the payment functions they need.
Companies interested in TRON support can contact Polygon’s Open Money Stack team to arrange access to deposit addresses, wallet services, cross-chain routing, and fiat payouts.
